Families in distress often struggle with multiple complex issues rooted in financial insecurity. Contributing factors include low education and wages, domestic strife, incarceration and chronic illness.
The MWS Family Services cluster supports these families through 4 MWS Family Service Centres (including a satellite one), the MWS Family Development Programme which focuses on debt alleviation and asset building, and the MWS Family Support Programme that provides training and guidance for parents of children aged 0 to 16 years old. In addition, we care for at-risk youth through a community-based rehabilitative programme, and children through an after-school programme.
Recognising the complexity of the issues our clients face, we employ trauma-informed principles to return agency into their hands and encourage them to tap on their unique strengths to manage their challenges.
In July 2022, MWS began to offer another upstream service – the Strengthening Families Programme@Family Service Centre (FAM@FSC), which supports couples facing marital challenges and families showing early signs of stress through marriage and divorce support, and family counselling.
Together with our community partners, volunteers and churches, MWS hopes to co-create a sustainable help network for clients.
“Grounding techniques help me to control my negative emotions. Iʼm a lot calmer and level-headed now.”
Nurlydiana Binte Nordin – Client, MWS Covenant Family Service Centre — Hougang
“I never expected this much progress. My family and kids are very happy with the changes too.”
Nurlydiana Binte Nordin – Client, MWS Covenant Family Service Centre — Hougang
After Nurlydiana Binte Nordin and her husband and children left her parentsʼ home over a dispute in 2017, they found themselves struggling to survive. Although her husband worked long hours and Nurlydiana took on odd jobs like babysitting, while raising their 2 young children, they could barely make ends meet.
At her witsʼ end, Nurlydiana, now 32 years old, sought financial assistance from MWS Covenant Family Service Centre – Hougang. However, her social worker uncovered that Nurlydianaʼs financial difficulties were linked to more deep-seated childhood trauma.
Growing up, Nurlydiana was subjected to physical and emotional abuse, and exposed to drug use. As the oldest child, she was also forced to take on the adult responsibility of looking after her younger siblings when her parents divorced and her father was incarcerated. These adverse childhood experiences had negative, lasting impacts on her psychological and mental well-being.
Working closely with Nurlydiana, MWS Senior Social Worker Pamela Goh first ensured that the familyʼs basic needs were met by helping her apply for financial assistance. Resourceful and resilient, Nurlydiana sought to land a better-paying job even while she applied for aid. While she used to earn $200 a month, Nurlydiana now draws $3,000 a month as a courier.
Counselling was also provided to help Nurlydiana heal emotionally. Viewing Nurlydianaʼs case through a trauma-informed lens, Pamela identified her trauma symptoms and worked with her to manage them. “I taught her simple grounding techniques like tapping into her 5 senses to bring her back into the present moment whenever she gets flashbacks. This helps the symptoms like breathlessness subside,” shared Pamela.
Over time, Nurlydiana reported significantly fewer trauma-related symptoms, and found herself better able to manage her emotions and even be a role model for her children.
“I used to get triggered by the smallest things. At times, I would relapse (from past trauma). It was affecting my children, so I knew I needed help. Grounding techniques help me to control negative emotions like the anger I feel over my childhood incidents. Iʼm a lot calmer and level-headed now,” shared Nurlydiana.
Her husband added, “Sometimes, when I give my wife advice, it doesnʼt go through. But with Pamelaʼs help, she listens. Counselling has benefitted our marriage and children.”
In addition, over the 4 years that the Centre journeyed with Nurlydiana and her family, their financial situation not only stabilised, but improved markedly.
In 2022, Nurlydiana and her family upgraded to a 5-room flat and bought a car. The couple, who welcomed their fifth child in June 2022, is also financially stable enough to shoulder the grocery expenses of her parents and siblings.
“I never expected this much progress. My family and kids are very happy with the changes too,” said Nurlydiana.
Who we helped
Monthly household income of families served
No income
$2,500 or less
More than $2,500
Top presenting issues
Parenting issues
Financial issues
Family violence
Childcare issues
Accommodation / Shelter
Emotional Issues & Mental Health
Providing professional casework and counselling
Imparting knowledge and skills, and giving choices
Building healthy and positive relationships
experienced lowered risks
and complexity of needs
Showed ability to meet
needs and/or manage risks
achieved half or more goals
experienced enhanced
self-reliance and resilience
Goals were specific to the client’s situation and set jointly by social work practitioners and the client’s families. These included increased safety for family, financial stability, employability and caregiver functioning.
*Among clients served at MWS Family Service Centres
Families and individuals supported through information and referral, casework and counselling, group work and community work at
Family Service Centres
Low-income families empowered with financial assistance and asset-building resources
Families reached through a parenting programme
Providing clients with essential information or redirecting them to other agencies (e.g. employment firms).
Includes a detailed assessment of the client’s situation and a case plan with specific intervention goals to address the risks and concerns identified.
Engaging families through activities that raise awareness about parenting and other social issues, as well as community resources.
A research-based approach that
empowers beneficiaries to clear
debt, which increases their thinking
capacity to make good decisions,
and build assets through a monthly
matching scheme.
The MWS Family Development Programme (FDP) is a debt and savings matching programme designed to empower people to break out of the poverty cycle. It is targeted at low-income families in the bottom 10% household income group in Singapore.
The programme aims to increase the net worth of families while encouraging self-sufficiency. For every dollar that beneficiaries put towards paying off debt or building up savings, MWS FDP matches with $2. Empowering families to build a cash buffer for unexpected emergencies relieves them of the emotional strain of dealing with debt. This gives them greater emotional capacity and cognitive bandwidth to plan for the future.
Established 2016
Families with reduced financial hardship
Lived in homes smaller than 2-room flats
Single parents
Households with members who are non-citizens/foreigners
families received monthly cash assistance
families moved from Debt Clearance to Savings model
average savings
in 1 year by each
participating family
average debt cleared
in 1 year by each
participating family
disbursed to low-income families islandwide
Established 2019
The MWS Family Support Programme is designed to support parents who need help in parenting their children aged 0 to 16 years old to mitigate the risk of more serious issues. Its evidence-based approach equips parents with positive parenting techniques that help to build mutual respect and strengthen parent-child bonds.
schools engaged
families engaged
The pandemicʼs lingering impact on jobs and the economy has been accompanied by more instances of family violence, socio-economic challenges and mental health issues. MWS Family Service Centres (FSCs) kept up efforts to support low-income families and individuals by working with partners to offer a broader range of services that address clientsʼ complex needs holistically.
Another key focus of the FSCs in FY2021/22 was providing psychoeducation to fellow professionals and community partners, including raising the awareness of family violence and advocating the adoption of a trauma-informed approach when handling such cases.
Established 1996
A partnership with Paya Lebar Methodist Church
families and individuals served
clients received counselling and casework
clients received information and referrals
Established 1991
A partnership with Pentecost Methodist Church
families and individuals served
clients received counselling and casework
clients received information and referrals
Established 2000
families and individuals served
clients received counselling and casework
clients received information and referrals
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